Privacy Policy for CLiQ-Bank App

Introduction:

This Privacy Policy outlines how MICROSTOP INFOTECH PVT. LTD (“we,” “us,” or “our”) collects, uses, and protects information in connection with the CliQ-Bank mobile application (“App”).

Information We Collect and Use:

We do not store any personal information on your device or within the App itself. The App accesses your transaction data only to display your account balances and transaction history. This data includes:

– Account type (Savings, Current, Loan)

– Account balance

– Transaction date and amount

– Transaction description (where available)

– Location data during transactions

How We Use Your Information:

Transaction Data: Used solely to display account information within the App.

Location Data:

Fraud Prevention: To detect and prevent fraudulent activities during transactions.

Service Optimization: To enhance the accuracy and efficiency of transaction processing.

Compliance: To meet regulatory and transaction-specific requirements.

We do not share, sell, or use your data for advertising, marketing, or any third-party purposes.

Permissions Required by the App:

To function properly, the App requires the following permissions:

Internet & Network State (INTERNET, ACCESS_NETWORK_STATE): Enables communication with servers to fetch transaction details.

Location (ACCESS_FINE_LOCATION, ACCESS_COARSE_LOCATION): Accessed only during transactions to ensure fraud detection and regulatory compliance.

Biometric (USE_BIOMETRIC): Enables secure login and authentication using biometric data.

Users can manage permissions through their device settings. Disabling certain permissions may limit the App’s functionality (e.g., location-based fraud prevention).

Security:

We take reasonable technical and organizational measures to safeguard the confidentiality and security of your transaction data. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Changes to This Privacy Policy:

We may update this Privacy Policy from time to time. Updates will be posted within the App, and we encourage you to review the policy periodically.

Contact Us:

If you have any questions or concerns about this Privacy Policy, please contact us:

Email: online@cliqbank.in

Phone: +91 7774063500

Address: 01, Pooja Glory Apartment, Behind Namco Bank Off, Pumping Station Road, Gangapur Road, Nashik-422013